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Legal

Terms & Conditions

Rules and regulations for using our services.

Last updated: April 2026

Welcome

Welcome to Surplus Funds Recovery Group LLC. These terms and conditions outline the rules and regulations for the use of our website and services. By accessing this website, we assume you accept these terms. Do not continue to use our services if you do not agree to all of the terms stated on this page.

About Our Services

Surplus Funds Recovery Group LLC ("SFRG") is a recovery services firm that helps individuals and families reclaim surplus funds and excess proceeds generated by tax auctions and mortgage foreclosure sales. Our services include identifying available surplus funds, free case evaluation, document preparation, filing claims with the appropriate agency, and managing communication until funds are recovered.

We operate on a no-recovery, no-fee basis. You owe nothing unless we successfully recover your funds.

Definitions

  • "Client", "You", "Your" refers to you, the user of our services.
  • "Company", "We", "Us", "Our" refers to Surplus Funds Recovery Group LLC.
  • "Parties" refers to both you and the Company.

1. SMS Messaging Terms

SMS opt-in

Our messaging platform may send appointment confirmations and reminders, customer support messages, service updates, and occasional promotional or informational messages (only with consent). You will only receive SMS messages if you have explicitly opted in through website forms, scheduling forms, or consent checkboxes.

Sample opt-in confirmation: "You're now subscribed to SMS updates from Surplus Funds Recovery Group LLC. Expect occasional promotional and non-promotional texts. Msg & data rates may apply. Reply HELP for help or STOP to unsubscribe."

2. SMS Cancellation (Opt-Out)

You may opt out at any time by texting STOP to unsubscribe. You will receive confirmation and no further messages will be sent unless you opt back in. To rejoin, sign up again or text START.

3. Support

Reply HELP via SMS, email surplusfundsrecoverygroup@gmail.com, or call +1 (332) 201-8444.

4. Carrier Liability

Wireless carriers are not responsible for delayed or undelivered messages.

5. Message & Data Rates

Standard message and data rates may apply. Message frequency varies based on your interaction with our services. Contact your carrier for plan details.

6. Supported Carriers

Our SMS services are supported by major U.S. carriers including AT&T, T-Mobile, Verizon, Sprint, and regional carriers.

7. Age Requirement

You must be 18 years or older to use our SMS services.

8. User Responsibilities

You agree to provide accurate and truthful information, use our website and services only for lawful purposes, not attempt to disrupt or interfere with our systems, not impersonate another person, respect our intellectual property rights, and promptly review any documents we prepare on your behalf.

9. Privacy Policy

Please refer to our Privacy Policy for details on how we handle your data.

10. Cookies

We use cookies to improve user experience and enable website functionality. By using our website, you agree to our use of cookies in accordance with our Privacy Policy.

11. License & Intellectual Property

Unless otherwise stated, Surplus Funds Recovery Group LLC owns all intellectual property rights on this website. You may use the site for personal use only. You must not republish material, sell or sublicense material, copy or duplicate content, or redistribute content.

12. User Comments

Parts of this website may allow users to post comments. We do not pre-screen or edit comments. Users are responsible for their own content. You agree that you have rights to post the content, that it does not violate laws or rights, and that it is not offensive or unlawful. We reserve the right to remove inappropriate content.

13. General Terms

By using this website, you agree to these Terms & Conditions, our Privacy Policy, and any additional applicable terms. We may update these terms at any time. Continued use means acceptance of updates.

14. Hyperlinking to Our Content

Government agencies, search engines, news organizations, and online directories may link to our website without approval. Other organizations may request approval by contacting us. We reserve the right to approve or deny link requests.

15. iFrames

You may not create frames around our website without written permission.

16. Content Liability

We are not responsible for content on external websites linking to us. You agree to defend us against claims arising from your website content.

17. Reservation of Rights

We reserve the right to request removal of links to our website and to update these terms at any time.

18. Link Removal Requests

If you find any link on our website offensive, contact us anytime. We may review and remove it at our discretion.

19. Limitation of Liability

To the fullest extent permitted by law, we exclude all warranties related to this website, do not guarantee accuracy or completeness, and are not liable for any damages arising from use of our website or services. Recovery timelines and outcomes depend on factors outside our control, including court schedules, county procedures, and applicable law. We make no guarantee that any specific claim will be approved. Nothing in this disclaimer will limit liability where prohibited by law or exclude liability for fraud or personal injury.

20. Consent

By using our website and services, you agree to these Terms & Conditions.


SMS Consent: By submitting your information, you agree to receive SMS messages from SFRG. Message and data rates may apply. Reply STOP to unsubscribe.

Data Usage: We use your information only to provide surplus funds recovery services. We do not sell or share your data with third parties.